Welcome to the 2018 AFS Annual Meeting, being held this year, in conjunction with FPA in Chicago!
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Tuesday, October 2 • 4:30pm - 6:00pm
P101 - Access to Financial Education in High School and Its Effect on an Individual’s Preferences towards Debt at the Time of a Home Purchase.

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Data from the 2015 National Financial Capability Study and The Federal Reserve Bank of St. Louis are merged and analyzed to estimate the effect that access to financial education in high school has on the percentage of funds that are borrowed to acquire a home. A multivariate regression equation is estimates the relationship. The results suggest that those with access to financial education in high school borrow less, all else equal, when compared to those without access to financial education.

Author(s): Leobardo Diosdado, Charlene Kalenkoski, Donald Lacombe


Leobardo Diosdado

Texas Tech University

Tuesday October 2, 2018 4:30pm - 6:00pm CDT
Michigan 2